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Business & Finance

Chaldean Debbie Kassa Help Uncover Hidden Liabilities
By David Najor :: 30388 Views :: Law & Order, Business & Finance

There are many things involved in establishing a new business. “One of the important steps is to protect yourself from hidden liabilities,” says tax clearance expert Debbie Kassa.   When buying or establishing a new business in Michigan, Taxpayers are required to meet certain obligations under Michigan law, including filing tax returns on time and with the correct payment when required.

Kassa is a decade long veteran of the Michigan Department of Treasury where she was in charge of reviewing Tax Returns from 1040's to the SBT & SUW returns. She also worked 7 years in the Tax Clearance Division reviewing Business accounts for Businesses & Corporations seeking a Tax Clearance.

Kassa advises every business owner on Successor Liability and how to best prepare or avoid such situations.  “When any Chaldean buys a business, even a portion of a business (including stock of goods or even the transfer of a liquor license), they may be held responsible for the previous owner's liabilities, regardless of any contractual language to the contrary.“

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Chaldeans Consider The Impact of Detroit's Jailed Mayor
By Ray Yono :: 39995 Views :: Law & Order, Business & Finance, Government & Society

Michigan, USA – Detroit’s government tail spin has the entire nation talking about the once great city.  Residents and business owners are commenting that Detroit’s legacy of automobile and manufacturing innovation, entertainment, and education has crumpled to corruption, incompetence, and theft.  Detroit resident and and manager of Party City Beer and Wine in downtown Detroit, Martin Kouza says, “This City has challenges, but this can be a good chance for the city to change for the good.” 

The city’s mounting problems seem only to get worse.  Detroit’s embroiled Democratic Mayor Kwame Kilpatrick has been sentenced to jail time.  Once again across the nation the city has come under scrutiny, costing city business owners and residents considerably. 

The state of Michigan remains a battle ground for the presidential campaign and the city’s issues is casting a very dark cloud.  Democratic Presidential candidate Barrak Obama’s campaign made it clear that the Detroit mayor was not to attend any of Obama’s events, fearing negative attention. 

 “What is wrong with the Democratic party,” says Julie Yono, a member of the Downriver Young Democrats.  “We had a president, a New York and New Jersey governor, and now the mayor of Detroit, all disgraced over their lack of respect for women and the law.  This entire party is falling apart because of sex.  This is getting way out of control; I think it is time to leave the city and the party.”

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Cell Phone Early Contract Termination Fees Illegal
By David Najor :: 44707 Views :: Law & Order, Business & Finance, Government & Society

California, USA - For many Chaldeans, the cell phone is a life-line to the family.  “Long hours at work, family members pulled in hundreds of different directions, constantly on the run; that’s the life of a Chaldean,” says Joseph Jirjis, store manager of Shop Cellular in El Cajon California.  “We have to stay in touch with one another.  That is how we are able to help one another and make sure everyone is safe.  Even my grandmother has a cell phone.”

Chaldeans often complained about the additional fees cell phone companies would add to a plan.  “They nickel and dime a customer to death,” Jirjis adds.  “Based on the company, we have to follow their plan, and they have all sorts of fees.  Many of our customers get shocked to see all the fees.”

The termination fee in particular upset many customers.  Cellular phone companies would sell contracts to customers and if a customer terminated their contract early an additional fee was added.    However, a Superior Court judge in California has ruled that the practice of charging consumers a fee for ending their cell phone contract early is illegal and violates state law.

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Michigan's Best Weddings by Dalia Voting Begins
By David Najor :: 34900 Views :: Business & Finance, Chaldean American Professionals


Michigan, USA - It goes without saying that the Chaldean community holds remarkable wedding events.  Rich in Catholic tradition and Chaldean heritage these incredible events require a competent and experienced professional.  The planning that goes into such affairs are overwhelming.  Hiring an expert who has the right connections with the best vendors, has learned to become an ace negotiator to get you the best value or 'deal' for your money, and knows where to find all those unique and dazzling touches to transform your wedding into an absolute fantasy.

It was not so long ago that wedding consultants were thought of as a luxury to be used mainly by the wealthy and elite. Times have changed.  According to Modern Bride Magazine, over 50% of all American couples who married in 1999 used the services of wedding consultants, also commonly referred to as wedding coordinators, bridal consultants, and wedding planners.  In the Chaldean community that percentage is even higher and continues to rise. 

In Michigan, one impressive Chaldean wedding expert continues to wow the community and critics alike.  Weddings by Dalia, continues to win awards and is now in the finals for Michigan’s best of 2008.  The firm placed 5th best in 2007 and now is poised to be the top rated. 

The Chaldean community is showing their support by visiting the online voting booth  and casting Weddings by Dalia as their best choice for Wedding and event consultation.  On the site supporters like Nuha Roumayah, Sarah Eskander, Melody Kouza, Vonica Abouna, Jennifer Shunyia, Merfit Yaldo, and Joe Bahri applaud her amazing work, creativity, organization, and insight. 

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Keeping Legal Costs Down
By David Najor :: 30378 Views :: Law & Order, Business & Finance

For many Chaldean entrepreneurs, the idea of consulting a lawyer conjures up frightening visions of skyrocketing legal bills. While there's no denying that lawyers are unnecessarily expensive Chaldeans can employ these cost saving tips to keep cost down. 

First and foremost find an attorney you are comfortable talking with and can comfortably share how you feel.  The lawyer works for you and if they are intimidating or unwilling to make you comfortable don’t even begin discussing the case with them.  Lawyers are a dime a dozen, but each is betting on the fact that you will not do your research or spend the time to clarify the working arrangement, especially when it comes to billing. 

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Chaldean Jason Jarboe Drives the Cajon Classic Cruise
By Ray Yono :: 32060 Views :: Sports, Art, and Entertainment, Business & Finance

California, USA – Chaldeans living in Detroit, Michigan may feel they are close to the heart of the automotive world.  If that is the case, then Chaldeans in El Cajon, California would rightly consider themselves the lungs; breathing air back into the passion of classic car ownership. 

For Jason Jarboe classic cars has been a passion since he sat in his father’s lap and held on a steering wheel. “My dad and I would watch the dream cruise every year.  When our family moved to California I was bummed out.  So instead of mope about missing cars I would hang out with friends and supe-up classic cars.  All the different auto shops formed a small network and together with other we pushed to start a car cruise in Cajon”

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Business Breakfast Network Meeting
By Sue Garmo :: 29253 Views :: Business & Finance, Chaldean American Professionals

Michigan, USA - Chaldean American Professionals (CAP) invites Chaldeans and their business friends to a breakfast business network meeting.  The meeting will be held this Friday, June 27 in the Southfield Town Center 4000 LaTerrace Mediterranean Restaurant from 8:00 a.m. to 9:00 a.m. in the morning.  For a map of the Southfield Town Center, CLICK HERE.

The event is open to both Chaldeans and non-Chaldeans.  The event is free to CAP members and only $5 for non-members.  The event will include continental breakfast and a literature table for business cards, fliers, and literature.   Guests are reminded to bring plenty of business cards and to where name badges. 

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Hidden Tax and Free Labor Claims in Michigan Bottle Return Law
By David Najor :: 60073 Views :: Law & Order, Business & Finance, Government & Society, Chaldean Justice League

Michigan, USA - “Chaldean convenient and grocery market retailers are unhappy about this,” says Jalal Rayes, a prominent consultant to Chaldean food retailers in southeast Michigan.  “You can’t keep kicking small businesses.  We are tired of it.  The state already has added more taxes, more regulation, more fees for permits, more taxes for equipment, and now is considering turning our businesses into recycle centers.  They just can’t afford it.  It hurts customers, employees, and businesses that are keeping Michigan alive.”


The Michigan United Conservation Clubs (MUCC) kicked off an initiative today to convince the legislature to add a 10-cent deposit for water bottles.   This is the same group that originally pushed for Michigan to become the first state to require deposits on pop bottles.

The idea has come under harsh criticism from Chaldeans and many others in the business community, mainly those that would be responsible for handling all the new empty containers. 

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How a Chaldean Can Turn $450 a Month Into a Million Bucks
By Alex Issa :: 28 Views :: Business & Finance

Ever wonder what you can do to become the next Chaldean Millionaire.  Well it is not as hard as you may think.  Amassing wealth is more than just being able to earn money.  Breaking into the Chaldean Millionaire club requires a good understanding of investment. 

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Private Chaldean Investment Group Silently Buying Property
By David Najor :: 33 Views :: Business & Finance

California, USA - A group of private Chaldean business leaders from California and Michigan has begun exploratory efforts in rescuing a failed commercial building on Broadway in El Cajon, California. 

The six unit building was forced into foreclosure by El Cajon City Council after ongoing disputes with the city’s nonprofit partner, Heartland.  The city entered into a partnership with the nonprofit in 1999 to buy and renovate the rundown building so that Heartland could offer job training and other programs there, but Heartland failed to make loan payments.

Due to informal bid discussions on commercial property in California, www.CHALDEAN.org was able to discover the major share owners of the hundred million dollar Chaldean group considering the purchase of the building.

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Chaldean Commercial Property Brokers Gain Access to More Listings
By Salam Abbo :: 18391 Views :: Business & Finance


Michigan, USA - Chaldean commercial realtors will have more access to a greater number of commercial listings.  The additional information will create new opportunities for Chaldean property owners to expand their property portfolios. 

The Commercial Board of Realtors’ listing information exchange has confirmed that two major commercial real estate houses will begin to share all their historical data and proprietary listings.

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The ‘Rizza Maraka’ Shortage Explained
By Neda Ayar :: 58362 Views :: Business & Finance, World News & Odds 'N' Ends

California, USA – “No Riza Maraka!  Who do I blame,” says Anthony Matti of Chula Vista, California.  Amid growing concerns of global rice shortage two of America’s biggest retailers place a limit on rice purchases.  Wal-Mart's warehouse chain Sam's Club, the largest warehouse and food grocery retailer in the US is limiting bulk purchases of rice this week, citing "recent supply and demand trends".  Seattle-based Costco Wholesale Corporation has also imposed limits in some stores on bulk rice purchases.

“I bet the limits are in Michigan, Chicago, Arizona, and here,” says Matti with a sly smile.  “It is no coincidence Chaldeans live mostly in those regions.  Chaldeans are eating too much rizza maraka (rice and stew) and we are causing a rice shortage.  What do you expect?  Chaldeans are not going to eat that fast food poison or restaurant filth.”

Chuckling over his own sense of humor, Matti does have a serious side.  The undergraduate student just submitted his final exam paper titled the Economic Food Web.

Matti says that world rice prices have more than doubled in the past year as demand has outstripped supply.  “The culprits include the drought-ravaged rice crop shortage, alternative fuel technologies, global population growth, speculation on food prices, and rise in traditional fuel prices.” 

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Chaldeans Hopeful About New El Cajon Police Chief
By David Najor :: 31633 Views :: Law & Order, Business & Finance

California, USA – Less than a week after his swearing in ceremony, El Cajon, California’s new police chief, Pat Sprecco,  has been the talk of the town in the Chaldean business community.   Chief Sprecco replaces Cliff Diamond, who retired Friday and was a strong supporter of business safety and crime prevention. 

"My goal of course would be to address crime issues in El Cajon, to make it a safe and as pleasant a community for folks to live in," Sprecco said.

Chaldean business owners are eager to hear from the new police chief and learn about any new initiatives in preventing and protecting small business owners in the city.  “We know Captain Sprecco, well now chief,  is experienced, highly qualified, and respectful of small business owners.  We look forward to his support and leadership,” said Kalla, who’s family owns Bay Liquor in El Cajon.

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Nordstrom of Partridge Creek Contracts with Chaldean Entrepreneur to Extend Skin Care Products Line
By Brenda Hermiz :: 46023 Views :: Health & Fitness, Business & Finance

Michigan,USA - The youth and beauty of a Chaldean is all too obvious.  The unique diet, good genes, olive toned skin, frequent cleanings, and skin care management secrets all contribute to the youthful beauty.  This unique trait is something the Nordstrom retailer took notice, and hopes to leverage, at the opening of their new store in the Mall at Partridge Creek. 

The store has contracted with Joanne Recchia-Kallabat’s company SkinOnyx, the U.S. distributor for Italy’s Kleraderm skin care products to make the product available in the cosmetics section of the new Nordstrom. 

"It feels like I brought Nordstrom with me," she said of her return.  The only other U.S. store that carries Kleraderm is the Nordstrom in Troy's Somerset Collection, where they've earned a strong following over the past three years.  "Nordstrom calls them 'Kleranets' because they only want Kleraderm products," Recchia-Kallabat said.  Kleraderm is an advanced skin care line developed by a doctor in Bologna, Italy.  "It really works," Recchia-Kallabat said. "It's been a beauty secret of the stars for years."

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Royal Society of Medicine honors Chaldean Billionaire Nadhmi Auchi
By David Najor :: 16 Views :: Business & Finance, World News & Odds 'N' Ends

London, UK- Britain’s Royal Society of Medicine (RSM) had organised a ceremony in honour of Chaldean businessman Nadhmi Auchi, Chairman of General Mediterranean Holding (GMH), and President of the Anglo Arab Organisation (AAO).  The ceremony, which took place at the RSM building in London, was in appreciation of Auchi’s efforts in supporting the cause of medicine in the United Kingdom, which included funding medical research projects and sponsorships.

Present at the ceremony were a number of Arab Ambassadors, British Lords and MPs, and prominent figures in the medical profession. As a token of gratitude, the RSM has named the main hall in his name “The Nadhmi Auchi Foyer".

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